Blog
News, stories, and how-to's from the PayMongo community.
Disbursement in the Philippines: How Businesses Pay Money Out
Most of the attention in Philippine payments goes to money coming in. Card rates, GCash, QR Ph, checkout conversion. Fair enough. But every business also has a money-out problem, and it is usually the messier half of the ledger. Payroll every 15th and 30th. Contractor invoices. Supplier terms. Refunds you promised within three working days. Rider earnings. Commissions. Someone, somewhere in your company, is copying account numbers into a bank portal one row at a time. That entire process is di
Restaurant Customer Journey: Every Touchpoint, Mapped
The restaurant customer journey begins before a guest reaches your door and continues after they leave. It starts with a search query and ends with a decision about whether to return. Most operators manage the middle of that journey closely and leave the edges unmanaged. Food quality, plating, and floor service get daily attention. Discovery and payment don’t get any, at times. It’s often overlooked where guests form their strongest impressions. Complaints and one star reviews cluster around
Sep 9, 2026
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Innovation, Ambition, Impact: Inside a Disruptor of the Year Win
PayMongo was named Disruptor of the Year at the Asia FinTech Awards 2026, recognized for a "transformative approach, combining innovation, ambition and measurable impact," according to the organizers. Three words. PayMongo's last three years map onto all of them. Most disruption is a fight for market share. Ours wasn't. In the Philippines, the competition wasn't another company; it was the manual processes businesses kept operating on. Before PayMongo, the tools to accept digital payments ex
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QR Ph Reaches 55% Share of Payments in PH Businesses, Up 510% YoY – PayMongo Data
PayMongo Group, a fintech company that provides a financial operating system for businesses, processed almost twice the transaction volume in the first half of 2026 compared to the same period last year – nearly 10 million completed transactions across a merchant base that grew 93% year-over-year. Below are the most significant findings on how Philippine businesses are paying and getting paid based on their data. #1: QR Ph now commands more than half of all payment volume – more than cards a
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For the First Time, Philippine SMEs Can Get Business Payment Cards Without a Bank Account
Mastercard, PayMongo, and Paymentology launch a Virtual Prepaid Card with business functions, giving Filipino SMEs instant access to spend management tools without a bank account.
Read more →In the Spotlight
View all →Innovation, Ambition, Impact: Inside a Disruptor of the Year Win
PayMongo was named Disruptor of the Year at the Asia FinTech Awards 2026, recognized for a "transformative approach, combining innovation, ambition and measurable impact," according to the organizers. Three words. PayMongo's last three years map onto all of them. Most disruption is a fight for market share. Ours wasn't. In the Philippines, the competition wasn't another company; it was the manual processes businesses kept operating on. Before PayMongo, the tools to accept digital payments ex
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The Checkout Was Never The Point
PayMongo won two categories at the 2026 Asian Banking & Finance Fintech Awards, one verdict on the same bet. Getting paid online used to be the hard part of running a business. It isn't anymore. Any merchant can accept cards, e-wallets, or a QR Ph scan within days of deciding to. Acceptance became table stakes — and the real friction moved deeper into the business: settlements that arrive slowly, Friday afternoons lost to manual disbursements, and growth capital that banks won't extend without
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All Out Fitness on Reinventing the Sports Industry with Unified Payment Processing
From a pandemic home gear store to an one-stop-fitness-shop, All Out Fitness scaled across gyms, retail, and major sporting events by eliminating friction. Learn how they partner with PayMongo to run three distinct revenue streams seamlessly through one unified financial system.
Read more →Seeds for Thought
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InstaPay vs PESONet in 2026: What Changed for PH Businesses
On 29 July 2026, the Bangko Sentral ng Pilipinas and Philippine Payments Management, Inc. launched InstaPay for Business, allowing eligible business and corporate accounts to send up to PHP 500,000 per transaction through participating institutions. The service does not impose a scheme-level limit on the number of transactions or aggregate daily value, although originating institutions may apply their own limits. A few weeks earlier, BSP lifted its moratorium on increases to InstaPay and PESONe
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Dropshipping in the Philippines: Why COD May Not Be Optimal Anymore
You found a supplier. You built the store. You ran the ads. Then a Php1,200 order comes in, you pay the supplier upfront, the courier delivers it, and the customer refuses to accept the package. You just paid for the product, the shipping out, and the shipping back. You earned nothing. That is the hidden math of cash on delivery, and it remains a major payment option for dropshipping businesses in the Philippines. But the ground has shifted. Digital payments made up 64.7% of retail payment vol
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How to Use Shopify in the Philippines: Store Setup, Payments, and Apps
Shopify is one of the most popular ways Philippine businesses make that move. It's built for people who want to run a serious online store without needing a developer on speed dial. In this guide, we'll walk you through how to set it up – from creating your account to accepting payments from Filipino customers – so you can go live with confidence. What Is Shopify and Why Are Philippine Businesses Using It? Shopify is an e-commerce platform that lets you build and manage an online store. You g
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From Idea to Live in Minutes with Storefront AI
Get financial insights from From Idea to Live in Minutes with Storefront AI. Learn how PayMongo’s solutions and industry insights can drive growth for your business.
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The Invisible Wall: Maximizing Sales With The Right Financial Tools
Get financial insights from The Invisible Wall: Maximizing Sales With The Right Financial Tools. Learn how PayMongo’s solutions and industry insights can drive growth for your business.
Read more →Partner Spotlight
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PayMongo and Skyro to close the gap between digital payments and credit access
The partnership lets customers approved with a single government-issued ID spend a credit line at thousands of merchants, with no new setup required from businesses. MANILA, Philippines — PayMongo and consumer finance platform Skyro announced a partnership today that will give thousands of Filipino businesses access to new customers who can pay with accessible credit. Customers approved for a Skyro credit line will be able to spend it at QR Ph merchants through PayMongo’s network and regulate
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The House of Puto Bao Story: From One Kiosk to Three Branches and 30+ Products
From a struggling MRT kiosk to a media-celebrated brand with 3x growth and a catalog of over 30 regional delicacies, House of Puto Bao reinforced their backend operations to avoid facing payment bottlenecks and fake payment screenshots.
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St. Peter Enhances Online Payment Experience with PayMongo
Planning for your family's future just got even more convenient! St. Peter Life Plan, Inc. has officially partnered with PayMongo to enhance its digital payment services, marking another milestone in the company's commitment to providing a better customer experience. The partnership was formalized through the signing of a service agreement on Thursday, June 25, 2026, between St. Peter and PayMongo Officers, signifying the start of a collaboration that brings modern, secure, and convenient onlin
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