Blog
News, stories, and how-to's from the PayMongo community.
What is a Recurring Payment: How It Works and Why Businesses Use Them
Recurring Payments Meaning A recurring payment is an automatic charge that happens on a fixed schedule after a customer authorizes it once. Instead of paying manually each billing cycle, the payment is collected automatically – weekly, monthly, or annually – depending on the agreement. Recurring payments are commonly used for subscriptions, memberships, and ongoing services like software tools, gyms, and utility bills. For businesses, they make billing predictable and automated. For customers
Best Invoicing Software for Businesses and Freelancers in the Philippines (2026)
The best invoicing software does more than generate invoices; it helps you get paid faster. From online payments and automated reminders to expense tracking and reporting, the right platform can save hours of admin work every month. Here's our pick of the best invoicing software for freelancers and businesses in the Philippines, with comparisons of features, pricing, and who each tool is best for. What to Look for in Invoicing Software Before jumping into the list, here's what actually matte
QR Ph Reaches 55% Share of Payments in PH Businesses, Up 510% YoY – PayMongo Data
PayMongo Group, a fintech company that provides a financial operating system for businesses, processed almost twice the transaction volume in the first half of 2026 compared to the same period last year – nearly 10 million completed transactions across a merchant base that grew 93% year-over-year. Below are the most significant findings on how Philippine businesses are paying and getting paid based on their data. #1: QR Ph now commands more than half of all payment volume – more than cards a
What Is a Chargeback? A Guide for Philippine Online Sellers
You made a sale. The customer received their order. Then, weeks later, your payment gets reversed, and you're hit with a fee on top of it. That's a chargeback, and if you run an online store in the Philippines, it's a scenario you need to understand before it happens to you. This guide breaks down exactly what a chargeback is, how the process works, what it costs merchants, and how to protect your business from illegitimate disputes. What Is a Chargeback? A chargeback is a forced reversal o
Cash Flow Management for Online Merchants: 7 Practical Tips
You built the store. The orders are coming in. But somehow, there's never enough cash when you need it. This is the quiet crisis most online merchants in the Philippines don't talk about — strong sales on paper, but a bank account that tells a different story. Late supplier payments, a slow month right before a big restock, customers who paid via installment while you owe your courier today. It adds up fast. Cash flow management isn't about being profitable. It's about having the right money i
Panero Pandesal on Growing with PayMongo’s Unified Financial System
Panero Pandesal's edge isn't just delicious bread sold affordably; it’s in their unified operations. Discover how this business eliminates business errors through community-oriented decision-making and an organized financial system.
PayMongo vs Maya Business vs GCash for Business: Which Is Best for You?
Choosing between PayMongo, Maya Business, and GCash for Business isn’t straightforward because they’re built for different types of businesses. PayMongo is primarily an all-in-one financial infrastructure, Maya Business is a digital bank-powered business suite, and GCash for Business is a mobile wallet-first platform with merchant tools. Understanding the difference is the key to making the right call for your business. This guide compares pricing, payment methods, integrations, and business f
How to Use Shopify in the Philippines: Store Setup, Payments, and Apps
Shopify is one of the most popular ways Philippine businesses make that move. It's built for people who want to run a serious online store without needing a developer on speed dial. In this guide, we'll walk you through how to set it up – from creating your account to accepting payments from Filipino customers – so you can go live with confidence. What Is Shopify and Why Are Philippine Businesses Using It? Shopify is an e-commerce platform that lets you build and manage an online store. You g
Busan Kitchen Maximizes Cloud Kitchen Operations with PayMongo Capital
Busan Kitchen brings authentic Korean cuisine to the Filipino palate while building a scalable business. Behind the scenes, they use PayMongo Capital to fund growth, streamline operations, and seamlessly fuel their expansion. Discover how they blend rich culture with smart financing.
How to Register an Online Business in the Philippines: DTI and BIR Step-by-Step Guide (2026)
You have the idea. Maybe even the product. You know there's money to be made — and this time, you want to be the one making it on your own terms. But before you start selling, you have one question: where do I even begin? The answer, for every online business owner in the Philippines, starts with two registrations: the DTI and the BIR. They're not complicated. They're not expensive. And once they're done, you're officially in business. This guide walks you through every step — online, plain-lan
For the First Time, Philippine SMEs Can Get Business Payment Cards Without a Bank Account
Mastercard, PayMongo, and Paymentology launch a Virtual Prepaid Card with business functions, giving Filipino SMEs instant access to spend management tools without a bank account.
What Is QRPH? Everything Filipino Merchants Need to Know
Before QR Ph existed, accepting cashless payments at a physical store meant juggling multiple QR codes – one for an e-wallet, maybe one for a bank. Customers would ask which e-wallet you used, and if they had a different one, the sale was dead. It was fragmented, confusing, and a barrier for small businesses trying to go cashless. QR Ph was created to fix exactly that. What Is QRPH? QRPH (officially called QR Ph, or the National QR Code Standard) is the Philippines' unified QR payment standa