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News, stories, and how-to's from the PayMongo community.
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Innovation, Ambition, Impact: Inside a Disruptor of the Year Win
PayMongo was named Disruptor of the Year at the Asia FinTech Awards 2026, recognized for a "transformative approach, combining innovation, ambition and measurable impact," according to the organizers. Three words. PayMongo's last three years map onto all of them. Most disruption is a fight for market share. Ours wasn't. In the Philippines, the competition wasn't another company; it was the manual processes businesses kept operating on. Before PayMongo, the tools to accept digital payments ex
QR Ph Reaches 55% Share of Payments in PH Businesses, Up 510% YoY – PayMongo Data
PayMongo Group, a fintech company that provides a financial operating system for businesses, processed almost twice the transaction volume in the first half of 2026 compared to the same period last year – nearly 10 million completed transactions across a merchant base that grew 93% year-over-year. Below are the most significant findings on how Philippine businesses are paying and getting paid based on their data. #1: QR Ph now commands more than half of all payment volume – more than cards a
For the First Time, Philippine SMEs Can Get Business Payment Cards Without a Bank Account
Mastercard, PayMongo, and Paymentology launch a Virtual Prepaid Card with business functions, giving Filipino SMEs instant access to spend management tools without a bank account.
Merchant Stories
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Troop Mushrooms is Building Community Around One of the Most Underrated Ingredients
Finina Marie Tugade-Castillo will tell you upfront: she's a mushroom enthusiast. She says it without apology, and she means it as an invitation. The nine-year passion project that became Troop Mushrooms began with a documentary — Paul Stamets' Fantastic Fungi — and a childhood spent in Canadian summers with mushrooms everywhere, alive in ways most people never stopped to notice. Finina knew this and couldn't unknow it. What she built from that curiosity is one of the most quietly radical busin
Extracting an opportunity within the local perfumery scene
What started with a gifted perfume bottle turned into a mission to champion local craftsmanship. To avoid steep marketplace fees, Perfume Vault MNL integrated PayMongo for seamless checkouts. Discover how fintech helps bring Filipino scents to a global stage.
This theatre company navigates how a business in the arts can be more sustainable
From original hits to packed lobby booths, Barefoot knows passionate storytelling needs seamless operations. With PayMongo, they integrated multi-payment channel acceptance while automating post-show revenue reporting. Discover how frictionless payments help power the future of Filipino theater.
Seeds for Thought
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Should You Offer Credit Terms? Net 30 for Philippine Wholesalers and Distributors
If you run a wholesale or distribution business in the Philippines, buyers regularly ask for time to pay. A new reseller wants to stock your products but settle the invoice 30 days after delivery. Say no, and they may buy from the supplier down the road. Say yes, and you could end up chasing payments for months. This guide is for wholesalers and distributors deciding whether to offer Net 30 credit terms. You'll learn what credit terms mean in plain words, the pros and cons for Philippine busine
One in Four Filipinos Has Used Buy Now Pay Later: Here's Why
BillEase started offering installments on Lazada in 2017, back when most Filipino online shoppers were still paying cash to a courier at the door. Cashalo and TendoPay showed up the following year. None of it made much noise at the time. The product was mostly used by people buying phones who could not get a credit card, and the approval rates were low enough that plenty of applicants never got past the first screen. What changed things was the pandemic, like many others. Millions of people who
How to Get a Business Loan without a Credit History in the Philippines
If you run a small business in the Philippines and have never been approved for a bank loan, you have plenty of company. In the BSP's 2025 Consumer Finance and Inclusion Survey, 25% of Filipino adults had an outstanding loan. Formal lenders accounted for 16% of adults. Banks, on their own, accounted for 3%. If your business runs mostly on cash, as many do, there may be very little on paper for a lender to look at. No repayment record, no statements, nothing that shows up in a credit check. Th
Product Feature
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How to Use Shopify in the Philippines: Store Setup, Payments, and Apps
Shopify is one of the most popular ways Philippine businesses make that move. It's built for people who want to run a serious online store without needing a developer on speed dial. In this guide, we'll walk you through how to set it up – from creating your account to accepting payments from Filipino customers – so you can go live with confidence. What Is Shopify and Why Are Philippine Businesses Using It? Shopify is an e-commerce platform that lets you build and manage an online store. You g
From Idea to Live in Minutes with Storefront AI
Get financial insights from From Idea to Live in Minutes with Storefront AI. Learn how PayMongo’s solutions and industry insights can drive growth for your business.
The Invisible Wall: Maximizing Sales With The Right Financial Tools
Get financial insights from The Invisible Wall: Maximizing Sales With The Right Financial Tools. Learn how PayMongo’s solutions and industry insights can drive growth for your business.