virtual card

Save hours on expense tracking, spend more on growth

Reclaim hours spent reconciling expense reports with the PayMongo Virtual Card, a seamless expense solution that reduces admin time.

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Trusted by 10,000+ businesses of all sizes

Why Paymongo Virtual Card

Simplify spending, strengthen cash flow, and gain control over expenses

Dedicated spend card for agile businesses

Stop relying on personal cards. Empower your team with a dedicated card that’s always ready for online payments.

Simplify cash flow for growth

Your incoming funds are ready to reinvest right away, keeping you ahead of the competition and always moving forward.

Linked to your PayMongo Wallet

The PayMongo Virtual Card is directly linked to your Wallet, letting you spend revenue as it comes in and skip the transfers.

Secure and easy, for peace of mind

With every transaction safeguarded, you can manage online expenses without worry, knowing your business is protected.

For EmployeRS

Save hours on expense reconciliation

Stay in charge of every card

Issue virtual or physical cards to your team members, set spending limits, and monitor their usage in real-time.

Track everything now, chase nothing later

Get instant insights into every transaction, so you’re never left wondering where the money went.

Build trust with your employees

Help them succeed without worrying about risks. PayMongo Express Cards are backed by advanced fraud protection and secure payment technologies.

A person holding a cell phone in their hand.

For Employees

Empower your team with seamless spending

Pay for expenses easily

Employees can manage company expenses with Virtual Cards. No more delays or complicated reimbursements.

Don’t worry about keeping receipts

Transactions are automatically logged and categorized. No need for manual tracking and paper receipts.

Works wherever you are

Whether at home or abroad, employees can make secure transactions anytime, anywhere.

How Paymongo Virtual Card works

step 1

Activate your card instantly

Start using your Virtual Card with a few clicks. Simply activate and spend funds linked to your PayMongo Wallet.

step 2

Track and manage expenses

Every expense syncs in real-time with your PayMongo account, cutting down on admin hours spent reconciling payments.

step 3

Spend your funds confidently

Our Virtual Card ensures every online transaction is protected, so you can focus on business growth without security worries.