Blog
News, stories, and how-to's from the PayMongo community.
What Is a Chargeback? A Guide for Philippine Online Sellers
You made a sale. The customer received their order. Then, weeks later, your payment gets reversed, and you're hit with a fee on top of it. That's a chargeback, and if you run an online store in the Philippines, it's a scenario you need to understand before it happens to you. This guide breaks down exactly what a chargeback is, how the process works, what it costs merchants, and how to protect your business from illegitimate disputes. What Is a Chargeback? A chargeback is a forced reversal o
Cash Flow Management for Online Merchants: 7 Practical Tips
You built the store. The orders are coming in. But somehow, there's never enough cash when you need it. This is the quiet crisis most online merchants in the Philippines don't talk about — strong sales on paper, but a bank account that tells a different story. Late supplier payments, a slow month right before a big restock, customers who paid via installment while you owe your courier today. It adds up fast. Cash flow management isn't about being profitable. It's about having the right money i
Panero Pandesal on Growing with PayMongo’s Unified Financial System
Panero Pandesal's edge isn't just delicious bread sold affordably; it’s in their unified operations. Discover how this business eliminates business errors through community-oriented decision-making and an organized financial system.
PayMongo vs Maya Business vs GCash for Business: Which Is Best for You?
Choosing between PayMongo, Maya Business, and GCash for Business isn’t straightforward because they’re built for different types of businesses. PayMongo is primarily an all-in-one financial infrastructure, Maya Business is a digital bank-powered business suite, and GCash for Business is a mobile wallet-first platform with merchant tools. Understanding the difference is the key to making the right call for your business. This guide compares pricing, payment methods, integrations, and business f
How to Use Shopify in the Philippines: Store Setup, Payments, and Apps
Shopify is one of the most popular ways Philippine businesses make that move. It's built for people who want to run a serious online store without needing a developer on speed dial. In this guide, we'll walk you through how to set it up – from creating your account to accepting payments from Filipino customers – so you can go live with confidence. What Is Shopify and Why Are Philippine Businesses Using It? Shopify is an e-commerce platform that lets you build and manage an online store. You g
Busan Kitchen Maximizes Cloud Kitchen Operations with PayMongo Capital
Busan Kitchen brings authentic Korean cuisine to the Filipino palate while building a scalable business. Behind the scenes, they use PayMongo Capital to fund growth, streamline operations, and seamlessly fuel their expansion. Discover how they blend rich culture with smart financing.
How to Register an Online Business in the Philippines: DTI and BIR Step-by-Step Guide (2026)
You have the idea. Maybe even the product. You know there's money to be made — and this time, you want to be the one making it on your own terms. But before you start selling, you have one question: where do I even begin? The answer, for every online business owner in the Philippines, starts with two registrations: the DTI and the BIR. They're not complicated. They're not expensive. And once they're done, you're officially in business. This guide walks you through every step — online, plain-lan
For the First Time, Philippine SMEs Can Get Business Payment Cards Without a Bank Account
Mastercard, PayMongo, and Paymentology launch a Virtual Prepaid Card with business functions, giving Filipino SMEs instant access to spend management tools without a bank account.
What Is QRPH? Everything Filipino Merchants Need to Know
Before QR Ph existed, accepting cashless payments at a physical store meant juggling multiple QR codes – one for an e-wallet, maybe one for a bank. Customers would ask which e-wallet you used, and if they had a different one, the sale was dead. It was fragmented, confusing, and a barrier for small businesses trying to go cashless. QR Ph was created to fix exactly that. What Is QRPH? QRPH (officially called QR Ph, or the National QR Code Standard) is the Philippines' unified QR payment standa
Découverte on Financial Systems That Fit Your Revenue Model
Coffee Solutions company Découverte operates on one principle: don't offer anything halfbaked. For a company whose reputation is built on showing up, a payments setup without revenue constraints is exactly the right fit. Learn how this retailer maximizes output with reliable financial systems.
Best Business Loans for Small Businesses in the Philippines (2026)
If you're looking for the best business loan for your small business in the Philippines, you're in the right place. This guide breaks down your top options in 2026, from no-collateral digital loans to secured bank financing, with rates, terms, and who each loan is best for. Many Filipino entrepreneurs still hesitate to borrow, as if taking out a loan means the business is struggling. It doesn't. The businesses you admire — the ones that scaled fast, went from sari-sari to supermarket — almost c
Feeling the Pinch? How to Reduce Inflation Losses for Your Business
Your revenue numbers look steady but somehow, there's less money left at the end of the month. If that sounds familiar, you're not imagining it. Inflation has a way of quietly eating into your margins even when sales hold up. And with factors like the global oil crisis, supply chain disruptions, and currency volatility all feeding into rising costs, no business is completely immune. The good news: there are concrete steps you can take to reduce inflation's impact and protect your bottom line.