Fast, flexible financing that grows with you
Get tailor-fit funding based on your transaction history. Receive the funds after a day. Repay your loans with your sales.
Trusted by 10,000+ businesses of all sizes
Capital that works at your pace, not the bank's
The Old Way
With PayMongo Capital
Fuel your growth for tomorrow
Personalized offers
Flat fee
Hassle-free repayment
PayMongo Capital vs others
With PayMongo
FinTech lending platforms
Other banks
With PayMongo
FinTech lending platforms
Other banks
With PayMongo
PayMongo Capital offers pre-approved loans up to Php1,500,000 with 5-minute approvals. Repayments are auto-deducted from daily sales, with no collateral and transparent fees. It’s financing made stress-free!
FinTech lending platforms
Fintech platforms often require 7–10 days for applications and another 5–7 days for approvals. Loan amounts are limited, repayment terms are rigid, and fees can be unclear.
Other banks
Traditional banks have slow processes, requiring 7–10 days for applications and approvals. Loans are often small, repayment schedules are fixed, and collateral is mandatory.
Flexible financing powered by GoTyme bank
GoTyme Bank, fully licensed by the Bangko Sentral ng Pilipinas, partners with us to offer flexible financing with no hidden fees or hassle. Deposits are insured by PDIC up to P500,000 per depositor.
Get StartedHow PayMongo Capital works
Get a personalized offer
Funds disbursed in 1 business day
*May take up to 2 days to reflect, depending your bank
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