Get funding fast. Repay from daily sales.
See your offer based on PayMongo sales history. Get funds in as fast as 1 business day — repayment adjusts to your daily sales.
Your sales move daily. Most loans don't.
The bank timeline slows down your plans
When inventory runs out or a big order comes in, waiting days or weeks can cost revenue. You need funds while the opportunity is still there.
Fixed monthly payments punish seasonal weeks
A slow week still has the same due date. That creates missed payments risk or forces you to hold extra cash instead of reinvesting.
Paperwork and collateral block good businesses
You're processing steady sales, but banks still ask for documents and collateral you may not have. Many merchants give up or get rejected before they even hear back.
Funding that works at your pace
Get funds fast when timing matters
Receive funds in as fast as 1 business day. Approval within 5 minutes. Funds deposited directly to your registered bank account.
Repay automatically from sales
Repayment is deducted from daily eligible sales, so payment size follows your business volume. No manual tracking required.
An offer based on your PayMongo sales
Your offer is based on transaction history. Up to Php 3,000,000 for GoTyme Term Loan and up to Php 10,000,000 for Yield Revolving Credit Line.
Get funded and start paying it down in 3 steps
Check your offer and accept it
Review your Capital offer based on your PayMongo transaction history. Accept when you are ready.
Receive funds in as fast as 1 business day
Funds are deposited into your registered bank account in 1 business day. It may take up to 2 days to reflect depending on your bank.
Repay automatically from daily eligible sales
Repayment is deducted from daily eligible sales, so you can keep focusing on operations.
