PAYMONGO PRICING
Pricing built for
businesses of all sizes
We’re continuously expanding our products and services to support your business growth — with clear, competitive rates.
Standard
Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees or hidden fees.
Custom
Design a custom package— available for businesses with large payments volume or unique business models.
Pricing
Standard PaymentsFinancial and Revenue ToolsMoney Movement ToolsSupport PlansPlatform ToolsAdded-Value ServicesAll prices are VAT-inclusive
unless otherwise stated.
unless otherwise stated.
Payments
| Product | Description | Rate / Fee | CTA |
|---|---|---|---|
| QR Ph (In-store) | Accept in-person payments through QR Ph. | 1.5% | Activate QRPh |
| QR Ph (Online) | Accept online payments through QR Ph-enabled banks and wallets. | 1.5% | Activate QRPh |
| Cards | Accept Visa, Mastercard payments. | 3.5% + ₱15 | Activate Cards |
| e-Wallets | Accept payments from GCash. | 2.5% | Activate GCash |
| Accept payments from Maya. | 2.2% | Activate Maya | |
| Accept payments from GrabPay. | 2.2% | Activate GrabPay | |
| Accept payments from ShopeePay including SPayLater and MariBank. | 1.9% | Activate ShopeePay | |
| Direct Online Banking | Accept bank payments from BDO, UnionBank, BPI, Landbank, and Metrobank. | 0.8% or ₱15 | Activate Direct Online Banking |
| Buy Now, Pay Later | Offer flexible BNPL payment options from BillEase. | 1.5% | Activate BNPL |
| Payment Links, Plugins & Pages | Send payment links or embed checkout on your website. | Standard MDR | Start using Payment Tools |
| PayMongo Storefront | AI-powered storefront builder for small businesses. | ₱349/month | Explore Storefront AI |
| Extra AI Credits (Storefront) | Generate additional storefront designs. | ₱50 for 3 credits | |
| API Payments | Custom checkout experiences via PayMongo API. | Standard MDR | View Docs |
| Protect (Fraud Detection) | Multi-rail fraud screening for cards, e-wallets, QRPH, and banking. | ₱120,000/mo platform fee + ₱2.90–₱2.45 per screen (tiered) | Sign up for Protect |
Financial & Revenue Tools
| Product | Description | Pricing | CTA |
|---|---|---|---|
| Instant Settlement | Access funds instantly to your PayMongo Wallet instead of standard 2–7 day settlement cycles. Ideal for businesses managing high daily volume. | 1% per disbursement | Learn more |
| Payouts | Disburse funds quickly to suppliers, partners, or employees directly from your PayMongo Wallet. Supports both individual and bulk payouts. | P10 per transaction (via InstaPay or PesoNET) | |
| Prism | Advanced analytics dashboard for real-time tracking of sales performance, transaction data, and merchant health. | ₱2,000/month | Join Waitlist |
| PayMongo Capital | Access flexible financing based on your PayMongo transaction history. | Custom Pricing | Sign up |
Money Movement
| Feature | Description | Pricing | CTA |
|---|---|---|---|
| Wallets | Store and manage business funds in one secure wallet. | ₱150 one-time activation fee ₱100/month for inactive wallets or ₱75/month per active wallet |
Learn More |
| Transfers | Move money between accounts, branches, or users instantly. | Usage-based | Explore Transfers |
| Ledgers | Real-time transaction ledger for managing sub-accounts, reconciliations, and balances across teams or partners. | ₱20,000 (Starter) ₱100,000 (Growth) |
Explore Ledgers |
| Workflows | Automate financial operations like fund splits, disbursements, and scheduled payouts. | Custom (usage-based) | Explore Workflows |
Support Plans
| Plan | Included Features | Fee | CTA |
|---|---|---|---|
| Essential | Baseline support for all merchants, including 30-min first response and billing/fraud assistance. | Free | Included |
| Advanced | Shared TAM cadence and guidance. Best for scaling merchants. | 0.3% of monthly TPV (min ₱58,888) | Upgrade Plan |
| Premium | Dedicated TAM, event coverage, and custom alerting via chat channels. | 0.5% of monthly TPV (min ₱78,888) | Upgrade Plan |
| Event+ (Day) | 12–16 hours of premium-level event coverage. | ₱150,000 | Book Event Coverage |
| Event+ (24H) | 24-hour event coverage for high-volume campaigns. | ₱220,000 | Book Event Coverage |
| Event+ (48H) | 48-hour continuous coverage with full TAM handoff support. | ₱350,000 | Book Event Coverage |
Platform & Enterprise Solutions
| Product | Description | Pricing | CTA |
|---|---|---|---|
| Merchant Onboarding | Quickly onboard and verify sub-merchants through PayMongo APIs. | Custom (enterprise) | Explore Platforms |
| Payment Splitting | Automatically split payments across partners, vendors, or creators during checkout. | Usage-based | Explore Platforms |
| Wallet Management API | Manage multiple merchant wallets and payouts programmatically through APIs. | ₱150 one-time activation fee ₱100/month for inactive wallets or ₱75/month per active wallet |
Explore Platforms |
| Embedded Financial Services | Combine payments, wallet, capital, and ledger products into one seamless experience. | Custom | Explore Platforms |
Mobile & Ecosystem
| Product | Description | Pricing | CTA |
|---|---|---|---|
| PayMongo App | Accept payments, view transactions, and manage finances on mobile. | Free | Coming Soon |
| Professional Services | Integration and implementation support for enterprise clients. | Custom | Coming Soon |
| Partner Hub | Join PayMongo’s partner network for ecosystem benefits. | Custom | Join Now |
Join leading enterprises on PayMongo.
Create tailored solutions to help you expand into new markets, optimize payments performance, automate revenue and finance workflows, monetize financial services, and more

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