PAYMONGO PRICING
Tailored to businesses and organizations for all sizes. PayMongo offers fair and transparent pricing.
All prices are exclusive of VAT
Standard
Access a complete payments platform with simple, pay-as-you-go pricing. No setup fees, monthly fees or hidden fees.
Sign up for freeCustom
Design a custom package— available for businesses with large payments volume or unique business models.
Contact SalesPayments
Direct Online Banking
Accept bank payments from BDO, UnionBank, BPI, Landbank, and Metrobank.
Payment Links, Plugins & Pages
Send payment links or embed checkout on your website.
PayMongo Storefront
AI-powered storefront builder for small businesses.
Extra AI Credits (Storefront)
Generate additional storefront designs.
Protect (Fraud Detection)
Multi-rail fraud screening for cards, e-wallets, QRPH, and banking.
| Product | Description | Rate / Fee | CTA |
|---|---|---|---|
| Setup Fee | One-time setup fee to activate your PayMongo account. | FREE | Get Started |
| QR Ph (In-store) | Accept in-person payments through QR Ph. | 1.34% | Activate QRPh |
| QR Ph (Online) | Accept online payments through QR Ph-enabled banks and wallets. | 1.34% | Activate QRPh |
| Cards | Accept Visa, Mastercard payments. | 3.125% + ₱13.39 | Activate Cards |
| e-Wallets | Accept payments from GCash. | 2.23% | Activate GCash |
| Accept payments from Maya. | 1.96% | Activate Maya | |
| Accept payments from GrabPay. | 1.96% | Activate GrabPay | |
| Accept payments from ShopeePay including SPayLater and MariBank. | 1.70% | Activate ShopeePay | |
| Direct Online Banking | Accept bank payments from BDO, UnionBank, BPI, Landbank, and Metrobank. | 0.71% or ₱13.39 | Activate Direct Online Banking |
| Buy Now, Pay Later | Offer flexible BNPL payment options from BillEase. | 1.5% | Activate BNPL |
| Payment Links, Plugins & Pages | Send payment links or embed checkout on your website. | Standard MDR | Start using Payment Tools |
| PayMongo Storefront | AI-powered storefront builder for small businesses. | ₱349/month | Explore Storefront AI |
| Extra AI Credits (Storefront) | Generate additional storefront designs. | ₱50 for 3 credits | |
| API Payments | Custom checkout experiences via PayMongo API. | Standard MDR | View Docs |
| Protect (Fraud Detection) | Multi-rail fraud screening for cards, e-wallets, QRPH, and banking. | ₱120,000/mo platform fee + ₱2.90–₱2.45 per screen (tiered) | Sign up for Protect |
Financial & Revenue Tools
Instant Settlement
Access funds instantly to your PayMongo Wallet instead of standard 2–7 day settlement cycles. Ideal for businesses managing high daily volume.
Payouts
Disburse funds quickly to suppliers, partners, or employees directly from your PayMongo Wallet. Supports both individual and bulk payouts.
Prism
Advanced analytics dashboard for real-time tracking of sales performance, transaction data, and merchant health.
PayMongo Capital
Access flexible financing based on your PayMongo transaction history.
| Product | Description | Pricing | CTA |
|---|---|---|---|
| Instant Settlement | Access funds instantly to your PayMongo Wallet instead of standard 2–7 day settlement cycles. Ideal for businesses managing high daily volume. | Up to 2% (QR PH, Bank transfer) Up to 3% (Cards, BNPL) | Learn more |
| Payouts | Disburse funds quickly to suppliers, partners, or employees directly from your PayMongo Wallet. Supports both individual and bulk payouts. | ₱10 per transaction (via InstaPay or PesoNET) | |
| Prism | Advanced analytics dashboard for real-time tracking of sales performance, transaction data, and merchant health. | Coming Soon | Join Waitlist |
| PayMongo Capital | Access flexible financing based on your PayMongo transaction history. | Custom Pricing | Sign up |
Money Movement
Wallets
Store and manage business funds in one secure wallet.
Ledgers
Real-time transaction ledger for managing sub-accounts, reconciliations, and balances across teams or partners.
Workflows
Automate financial operations like fund splits, disbursements, and scheduled payouts.
| Feature | Description | Pricing | CTA |
|---|---|---|---|
| Wallets | Store and manage business funds in one secure wallet. | ₱150 one-time activation fee ₱100/month for inactive wallets or ₱75/month per active wallet | Learn More |
| Transfers | Move money between accounts, branches, or users instantly. | Usage-based | Explore Transfers |
| Ledgers | Real-time transaction ledger for managing sub-accounts, reconciliations, and balances across teams or partners. | ₱20,000 (Starter) ₱100,000 (Growth) | Explore Ledgers |
| Workflows | Automate financial operations like fund splits, disbursements, and scheduled payouts. | Custom (usage-based) | Explore Workflows |
Support Plans
Essential
Baseline support for all merchants, including 30-min first response and billing/fraud assistance.
Advanced
Shared TAM cadence and guidance. Best for scaling merchants.
Premium
Dedicated TAM, event coverage, and custom alerting via chat channels.
| Plan | Included Features | Fee | CTA |
|---|---|---|---|
| Essential | Baseline support for all merchants, including 30-min first response and billing/fraud assistance. | Free | Included |
| Advanced | Shared TAM cadence and guidance. Best for scaling merchants. | 0.3% of monthly TPV (min ₱58,888) | Upgrade Plan |
| Premium | Dedicated TAM, event coverage, and custom alerting via chat channels. | 0.5% of monthly TPV (min ₱78,888) | Upgrade Plan |
| Event+ (Day) | 12–16 hours of premium-level event coverage. | ₱150,000 | Book Event Coverage |
| Event+ (24H) | 24-hour event coverage for high-volume campaigns. | ₱220,000 | Book Event Coverage |
| Event+ (48H) | 48-hour continuous coverage with full TAM handoff support. | ₱350,000 | Book Event Coverage |
Platform & Enterprise Solutions
Merchant Onboarding
Quickly onboard and verify sub-merchants through PayMongo APIs.
Payment Splitting
Automatically split payments across partners, vendors, or creators during checkout.
Wallet Management API
Manage multiple merchant wallets and payouts programmatically through APIs.
Embedded Financial Services
Combine payments, wallet, capital, and ledger products into one seamless experience.
| Product | Description | Pricing | CTA |
|---|---|---|---|
| Merchant Onboarding | Quickly onboard and verify sub-merchants through PayMongo APIs. | Custom (enterprise) | Explore Platforms |
| Payment Splitting | Automatically split payments across partners, vendors, or creators during checkout. | Usage-based | Explore Platforms |
| Wallet Management API | Manage multiple merchant wallets and payouts programmatically through APIs. | ₱150 one-time activation fee ₱100/month for inactive wallets or ₱75/month per active wallet | Explore Platforms |
| Embedded Financial Services | Combine payments, wallet, capital, and ledger products into one seamless experience. | Custom | Explore Platforms |
Mobile & Ecosystem
PayMongo App
Accept payments, view transactions, and manage finances on mobile.
Professional Services
Integration and implementation support for enterprise clients.
| Product | Description | Pricing | CTA |
|---|---|---|---|
| PayMongo App | Accept payments, view transactions, and manage finances on mobile. | Free | Coming Soon |
| Professional Services | Integration and implementation support for enterprise clients. | Custom | Coming Soon |
| Partner Hub | Join PayMongo's partner network for ecosystem benefits. | Custom | Join Now |
