Secure

PayMongo helps grow your business securely

Maximize your business growth while minimizing the risks.

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We accurately filter all high-risk and possible fraudulent transactions

PayMongo prevents fraud losses and disputes that may affect your business using real-time machine learning, 3D Secure authentication, and our internal risk parameters.

Benefit

For businesses
For customers

Hassle-free fraud detection and prevention: Stop fraudulent transactions in real-time

PayMongo uses a powerful machine learning engine that allows us to detect and fight fraud by analyzing thousands of different combinations of signals from historical and real-time data.

Prevent BIN attacks and other automated attacks

We build internal tools to easily detect fraud attacks so we can protect your business from online fraud abuse 24/7.

Tailor-fit business rules and thresholds

We understand that each business has a different risk appetite. We can work together to formulate business rules that fit your needs!

Reach real people for fraud-related concerns

Send us an email about your concern and our risk analysts will get in touch with you right away.

PayMongo is PCI DSS Level 1 certified

It is a standard developed and managed by the PCI Security Standards Council to ensure the protection and security of card information transmitted through the card processing payments industry.

All data transmitted between you and PayMongo are encrypted

Bad actors who attempt to eavesdrop on your data will not be able to read or access it.

We are regulated by the Bangko Sentral ng Pilipinas

PayMongo is listed in the BSP's official list of registered operators of payment systems (OPS).

Features & Signals

We leverage thousands of data points to predict and fight fraudsters in real-time.

Risk scores and levels

Evaluates and scores each payment based on thousands of combinations of data to prevent fraudulent or high-risk transactions.

Network analysis

Associates similar data points across the PayMongo payments universe.

Device fingerprint

Identifies clients that used the same devices during the transaction.

Transaction pattern recognition

Detects similar patterns from our base using sophisticated machine learning models.

Safe payments guaranteed

PayMongo's risk engines are powered by machine learning and are currently being used without additional fees. Our risk team does the work for you so you can focus on what matters most: your business.

<0.1%
Fraud Rate
<0.1%
Dispute Rate
98%
Transaction approval

Frequently Asked Questions

What does PayMongo do to protect merchants from fraudsters?

PayMongo uses a powerful machine learning engine that allows us to detect and fight fraud by analyzing thousands of different combinations of signals from historical and real-time data. This enables us to predict fraud accurately and protect our merchants against fraud attacks and bad actors.
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Our Fraud and Risk Team builds and manages the risk assessment rules that allow us to automatically evaluate the integrity of transactions and respond quickly to fraud attacks. We leverage data science and analytics to identify fraud patterns and implement internal risk parameters to keep our platform safe.

Fraud and Disputes FAQs