Automate your manual collection processes
Easily process a massive volume of transactions with PayMongo’s advanced solutions — API integration, e-wallet, recurring billing, and QRPh code payments.


Trusted by 10,000+ businesses of all sizes








































Leaner, smarter financial infrastructure
Streamline every aspect of your financial operations, from compliance to customer collections, with PayMongo’s robust solutions.
Simplify regulatory compliance
Automate financial reporting and integrate PayMongo’s API to meet regulatory requirements effortlessly. Focus on your core operations while staying compliant.
Boost your cash flow’s reliablity
Ensure on-time payments with automated recurring billing, minimizing customer defaults and ensuring smooth operations.
Provide more flexible payment methods
Offer in-demand, customer-focused payment options such as card processing and e-wallets like GCash, GrabPay, Maya, and more.


Reduce manual workloads and payment errors
Failing to meet your customers’ evolving demands could lead to late payments and increased churn. With PayMongo’s advanced financial tools, you can adapt to your customers’ needs, simplify your operations and stabilize cash flow.
Why utility businesses choose PayMongo
From automating billing to streamlining collections, PayMongo equips you with tools that enhance operational efficiency.
Seamless billing integration
One API does it all. Handle high transaction volumes without breaking a sweat.
Recurring payments made easy
Simplify bill collections with a frictionless recurring payment system.
In-person payments, redefined
QRPh enables fast over-the-counter collections, perfect for customer service centers.
Tools that power your operations and community
PayMongo’s suite of tools helps you automate, streamline, and modernize your payment processes.


Automated billing with PayMongo API
Integrate PayMongo’s API into your billing system to save time, reduce manual errors, and gain real-time visibility into payment tracking.


Recurring billing for consistency
Simplify recurring payments with automated cycles that ensure reliable cash flow. Perfect for handling regular utility bills without needing constant manual intervention.


E-wallets for modern convenience
Delight your customers who demand convenience by offering digital wallets like GCash, GrabPay, and Maya. Increase on-time payments, while providing a secure and seamless experience.


QRPh for in-person payment reliability
Effortlessly handle over-the-counter payments at your service centers or payment kiosks with QRPh technology.
Get up and running in no time with our trusted partners
Our reliable team and partners will work with you to implement PayMongo’s suite of products. From API guidance to personalized support, we’ll make sure each feature integrates smoothly with your existing payment systems.










Frequently asked questions
PayMongo is designed to efficiently handle large transaction volumes, making it ideal for utility companies:
- Scalable Infrastructure: Our platform is built to scale seamlessly, accommodating high transaction loads without compromising performance.
- High Transaction Limits: PayMongo supports substantial transaction amounts, with card payments accommodating up to nearly ₱10,000,000 per transaction.
- Custom Pricing: We offer adjustable pricing based on your transaction volume, ensuring cost-effectiveness for large-scale operations.
This robust infrastructure ensures reliable and efficient payment processing, even during peak billing periods.
Currently, PayMongo does not offer built-in recurring payment features. However, our API allows you to securely store customer payment methods, enabling you to implement your own recurring billing system. This setup facilitates the automation of regular payments, providing convenience for both your company and your customers.
PayMongo offers a variety of digital payment options to meet diverse customer preferences:
- E-Wallets: Accept payments from popular e-wallets like GCash, GrabPay, and Maya, providing convenience for tech-savvy customers.
- Online Banking: Facilitate payments through major banks, including BPI, UnionBank, and others, allowing customers to pay directly from their bank accounts.
- QR Ph: Enable payments via QR codes, allowing customers to pay using their preferred banking apps by simply scanning a code.
These options enhance the payment experience by offering flexibility and convenience, encouraging timely payments.
Yes, PayMongo supports in-person payments through various methods:
- QR Ph: Generate QR codes that customers can scan using their mobile banking apps to make instant payments at your service centers.
These solutions provide flexibility for customers who prefer to pay in person, ensuring inclusivity in your payment collection process.