PayMongo Turns 6: Transforming Filipino Commerce with a Full-Scale Financial OS

Six years ago, PayMongo began its mission to revolutionize payments for Filipino businesses. Today, we're celebrating not just an anniversary but a strategic transformation that positions us as a market leader in financial technology infrastructure.

From Payment Gateway to Comprehensive Financial Ecosystem

Under CEO Jojo Malolos' leadership, we've achieved remarkable financial milestones that demonstrate our strong market position and growth trajectory:

• 4.3x increase in Total Payment Volume (TPV)
• 3x revenue growth
• 3.6x increase in gross profits

Beyond growth metrics, #TheNewPayMongo has strengthened its enterprise-grade security and compliance foundation, securing SOC2 Type 2 certification and forging strategic partnerships with regulatory bodies like the Anti-Money Laundering Council (AMLC).

"This evolution represents our commitment to building a future-ready financial ecosystem," says Malolos. "We've expanded beyond payments to provide businesses with growth capital and enable software platforms to embed seamless financial tools. Our infrastructure simultaneously powers direct business growth and industry-wide innovation while maintaining the highest security and compliance standards."

Strategic Value Proposition

Our expanded Financial OS creates multiple value streams in today's digital-first economy:

• Industry-First Express Onboarding: Dramatically reduced time-to-revenue for merchants with our soon-to-launch streamlined activation process
• Instant Settlement: Enhanced cash flow management capabilities with immediate access to funds
• Embedded Finance Infrastructure: Scalable API solutions enabling seamless integration for B2B and SaaS platforms
• Comprehensive Payment Acceptance: Unified processing for credit/debit cards, e-wallets, and direct online banking
• Enterprise-Grade Security Framework: Advanced fraud prevention and regulatory compliance technologies
• PayMongo Capital: Alternative financing solutions supporting merchant growth and expansion

Market Penetration and Strategic Partnerships

Our diversified customer base demonstrates our platform's versatility and scalability:

From SMEs like Bebang's Halo-Halo, which leverages PayMongo for streamlined payment processing and improved cash flow, to enterprise clients like Lazada utilizing our QRPh technology and BNPL partnerships. Strategic integrations with Mochi Solutions and Mosaic Solutions further showcase how our embedded finance infrastructure transforms financial transactions across multiple verticals.

"By providing both direct financial tools and enabling platforms to build on our infrastructure, we're creating multiple growth vectors," adds Malolos. "Whether accessing capital through PayMongo or leveraging our payment capabilities within their ecosystems, businesses will soon have more powerful pathways to scale."

Forward-Looking Vision

We're positioned for continued market expansion and innovation as we celebrate this milestone. Our enhanced Financial OS represents a significant competitive advantage in the Filipino fintech landscape, creating sustainable value for customers, partners, and shareholders.

We appreciate your continued support as we build the future of financial infrastructure for Filipino commerce.