Blog
News, stories, and how-to's from the PayMongo community.
How to Accept GCash Payments in Your Business (2026 Guide)
GCash is one of the most widely used payment methods in the Philippines with millions of users. If you sell anything, whether in a store, on social media, or through a website, some portion of your customers would rather pay with GCash than any other way. Accepting it is not complicated. But there are three distinct ways to do it, and they are not interchangeable. This guide explains each method, what it costs, and how to choose. The three ways to accept GCash Every business accepting GCash
Modes of Payment in the Philippines (2026 Guide)
Choosing a mode of payment is one of the first decisions any Philippine business makes, and it directly shapes how much you sell. Digital payments now make up 57.4% of retail transactions, and the BSP targets that at 60–70% by 2028. This guide covers every mode of payment in the Philippines: what it is, how it works, and when to offer it. What is a mode of payment? A mode of payment is how a buyer pays a seller. It's the same thing as a payment method or payment mode; the two are used interc
All Out Fitness on Reinventing the Sports Industry with Unified Payment Processing
From a pandemic home gear store to an one-stop-fitness-shop, All Out Fitness scaled across gyms, retail, and major sporting events by eliminating friction. Learn how they partner with PayMongo to run three distinct revenue streams seamlessly through one unified financial system.
St. Peter Enhances Online Payment Experience with PayMongo
Planning for your family's future just got even more convenient! St. Peter Life Plan, Inc. has officially partnered with PayMongo to enhance its digital payment services, marking another milestone in the company's commitment to providing a better customer experience. The partnership was formalized through the signing of a service agreement on Thursday, June 25, 2026, between St. Peter and PayMongo Officers, signifying the start of a collaboration that brings modern, secure, and convenient onlin
What Is BNPL? A Complete Guide on How It Can Help Your Business
BNPL stands for "buy now, pay later”, a payment method that lets customers split a purchase into smaller installments, often with zero interest, instead of paying the full amount at checkout. For the customer, it works like a short-term installment plan without a credit card. For your business, it works like any other payment method: the customer checks out, the BNPL provider pays you the full amount, and the provider collects the installments from the customer over time. That last part matter
Continuiti Turns 2: Fashioning Successful Operations through Refined Business Systems
Hitting their two-year mark, Continuiti reflects on their start: a pandemic idea, checkout bottleneck, and manual payment verification. See how they evolved into a successful retail rental with clear operations and accurate financial tracking to grow the local consignment scene in the Philippines.
What is a Recurring Payment: How It Works and Why Businesses Use Them
Recurring Payments Meaning A recurring payment is an automatic charge that happens on a fixed schedule after a customer authorizes it once. Instead of paying manually each billing cycle, the payment is collected automatically – weekly, monthly, or annually – depending on the agreement. Recurring payments are commonly used for subscriptions, memberships, and ongoing services like software tools, gyms, and utility bills. For businesses, they make billing predictable and automated. For customers
Best Invoicing Software for Businesses and Freelancers in the Philippines (2026)
The best invoicing software does more than generate invoices; it helps you get paid faster. From online payments and automated reminders to expense tracking and reporting, the right platform can save hours of admin work every month. Here's our pick of the best invoicing software for freelancers and businesses in the Philippines, with comparisons of features, pricing, and who each tool is best for. What to Look for in Invoicing Software Before jumping into the list, here's what actually matte
QR Ph Reaches 55% Share of Payments in PH Businesses, Up 510% YoY – PayMongo Data
PayMongo Group, a fintech company that provides a financial operating system for businesses, processed almost twice the transaction volume in the first half of 2026 compared to the same period last year – nearly 10 million completed transactions across a merchant base that grew 93% year-over-year. Below are the most significant findings on how Philippine businesses are paying and getting paid based on their data. #1: QR Ph now commands more than half of all payment volume – more than cards a
What Is a Chargeback? A Guide for Philippine Online Sellers
You made a sale. The customer received their order. Then, weeks later, your payment gets reversed, and you're hit with a fee on top of it. That's a chargeback, and if you run an online store in the Philippines, it's a scenario you need to understand before it happens to you. This guide breaks down exactly what a chargeback is, how the process works, what it costs merchants, and how to protect your business from illegitimate disputes. What Is a Chargeback? A chargeback is a forced reversal o
Cash Flow Management for Online Merchants: 7 Practical Tips
You built the store. The orders are coming in. But somehow, there's never enough cash when you need it. This is the quiet crisis most online merchants in the Philippines don't talk about — strong sales on paper, but a bank account that tells a different story. Late supplier payments, a slow month right before a big restock, customers who paid via installment while you owe your courier today. It adds up fast. Cash flow management isn't about being profitable. It's about having the right money i
Panero Pandesal on Growing with PayMongo’s Unified Financial System
Panero Pandesal's edge isn't just delicious bread sold affordably; it’s in their unified operations. Discover how this business eliminates business errors through community-oriented decision-making and an organized financial system.